A Loan Against Property (LAP) is one of the most cost-effective and flexible borrowing solutions for growing enterprises. By offering residential, commercial, or industrial real estate as secondary collateral security, business owners can secure substantial loan limits at lower interest rates than unsecured debt.
Self-occupied or rented residential bungalows, houses, and apartments with clear title.
Commercial office spaces, showrooms, retail shops, and corporate floors.
Approved industrial factory sheds, manufacturing premises, and warehouse units.