Ex-Banker Advisory Ahmedabad, Gujarat
Advisory Edge

Why Businesses Consult SME CFO Services

Grounded in 15 years of institutional banking pedigree, we bridge the gap between commercial borrowing needs and strict bank underwriting norms.

1. Ex-Banker Pedigree

Founded by CA Rochak Jain and Yogesh Patel with career experience in institutional underwriting at Standard Chartered, HDFC Bank, Aditya Birla Capital, Edelweiss, and Bajaj.

2. Tailored Structuring

No generic loan pushing. We assess your receivables cycle, gross profit margins, inventory holding, and security cover to structure a product that fits your business cash flow.

3. 40+ Lender Relationships

Direct relationships across premier public sector banks, private commercial banks, and specialized MSME NBFCs, helping you compare terms and secure optimal interest rates.

4. Transparent Advisory

Objective, clear evaluation without false promises. We explain processing fees, foreclosure charges, ROC charges, and margin terms before you sign loan sanction documents.

5. Client-Centric Approach

We prioritize debt structures that sustain healthy debt-service coverage ratios (DSCR), avoid excessive leverage, and support sustainable business balance sheet expansion.

6. Fast & Structured Execution

Our credit-ready CMA preparation and direct credit manager liaison minimize underwriting delays, enabling sanction and disbursement within 10 to 15 business days.

Ex-Banker Advisory

Upgrade Your Banking & Debt Financing Strategy

Schedule a complimentary debt review with ex-bankers CA Rochak Jain & Yogesh Patel today.

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