Ex-Banker Advisory Ahmedabad, Gujarat
15 Years Banking Pedigree

About SME CFO Services

A specialized corporate debt consultancy firm empowering MSMEs, commercial enterprises, and business owners in Ahmedabad with ex-banker advisory and structured financing.

Leadership & Credentials

Bridging Business Needs with Bank Underwriting Criteria

SME CFO Services was founded with a single mission: to provide businesses with transparent, unbiased, and institution-grade financial and loan proposal advisory. Co-founded by two senior banking professionals:

CA Rochak Jain

Chartered Accountant and former corporate credit banker with extensive expertise in balance sheet evaluation, financial modeling, and debt proposal structuring.

Yogesh Patel

Senior banking relationship head with nearly 15 years of pedigree across commercial banks and specialized NBFCs in SME working capital and CGTMSE syndication.

Having worked inside leading institutions including Standard Chartered Bank, HDFC Bank, Aditya Birla Capital, Edelweiss, and Bajaj, our team understands credit policies from the underwriter's lens.

Our Core Philosophy

Advisory Mission & Long-Term Vision

Our Mission:

To empower MSMEs with transparent, institution-grade debt structuring that secures optimal capital while preserving balance sheet health.

Our Vision:

To be Gujarat's most trusted commercial debt advisory firm recognized for objectivity, speed, and client-centric credit structuring.

Product Scope

Institutional Product Domain

Our advisors possess in-depth evaluation and structuring experience across the complete financial product spectrum.

Working Capital Facilities

Cash Credit (CC), Overdraft (OD), and Drawing Power optimization.

CGTMSE Scheme

Collateral-free credit facilitation for micro and small enterprises.

Term Loans & LAP

Machinery term loans and commercial/industrial property mortgage.

Trade Finance Lines

Letters of Credit (LC) and Bank Guarantees (BG) for domestic/export.

Export Credit

Pre-shipment (EPC) and post-shipment bill discounting facilities.

Unsecured Business Loans

Fast funding lines up to ₹10 Crore without physical property mortgage.

Ex-Banker Advisory

Experience The Difference Of Ex-Banker Advisory

Get connected with CA Rochak Jain & Yogesh Patel for an objective evaluation of your business financing.

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