Ex-Banker Advisory Ahmedabad, Gujarat
Transparency & Compliance

Financial & Regulatory Disclaimer

Notice to Borrowers and Business Clients: SME CFO Services operates strictly as an independent debt advisory, loan consultancy, and financial guidance firm.

1. Independent Advisory Role

SME CFO Services (including its founders CA Rochak Jain and Yogesh Patel) is not a registered Bank, Non-Banking Financial Company (NBFC), Microfinance Institution, or direct money lender. We do not extend loans directly from our own funds, nor do we issue binding financial sanction letters.

2. Loan Approval & Underwriting Discretion

All credit evaluations, loan approvals, sanction limits, interest rates, repayment tenures, processing fees, documentation requirements, and collateral valuations are solely and strictly subject to the internal credit assessment policies, risk underwriting criteria, and approval of the respective lending financial institutions (Banks and NBFCs).

3. No Guaranteed Loan Approvals

SME CFO Services does not make, promise, or guarantee loan sanctions, minimum interest rates, or assured disbursement timelines. Any estimation or indicative scenario discussed during advisory consultations is purely informational and subject to formal evaluation by prospective lenders upon submission of complete financial documentation.

4. Accuracy of Client Information

The feasibility of any financing structure depends entirely on the accuracy, authenticity, and completeness of the financial records, balance sheets, GST returns, bank statements, and KYC documents provided by the client. SME CFO Services is not liable for outcomes resulting from inaccurate or omitted financial information.

5. Contact Information for Queries

If you have questions regarding this disclaimer, please contact us at our Ahmedabad office at 406 Zodiac Plaza, Navrangpura, Ahmedabad 380006, email smecfoservices@gmail.com, or call +91 9664500277.

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