Residential Property Financing
Whether purchasing a ready residential home, constructing on an owned plot, or refinancing an existing high-cost housing loan, our advisors guide you through the underwriting and documentation landscape.
Scope of Home Loan Consultancy:
- New Home Purchase: Under-construction or ready-to-move residential units.
- Plot Purchase + Construction: Composite loans funding land purchase and construction phases.
- Home Loan Balance Transfer & Top-Up: Refinancing existing loans to reduce interest rates and unlock additional capital.
Frequently Asked Questions
Home loan tenures can extend up to 20 to 30 years depending on the borrower's age and lender retirement/age policies, helping optimize monthly repayment amounts.
Yes. Self-employed promoters can access home loans based on 3 years of audited financials, ITRs, and gross cash flow assessments.