Ex-Banker Advisory Ahmedabad, Gujarat
Non-Fund Based Facility

Letter of Credit (LC) Facilities

Facilitating reliable procurement and mitigating transaction risks for high-volume domestic trade and international import operations.

Facility Type
Inland (FLC) & Foreign (DLC)
Tenure Terms
Sight & Usance (up to 180 Days)
Collateral / Margin
Cash Margin or Property Backed
Supplier Protection
Irrevocable Bank Commitment

Understanding Letter of Credit (LC)

A Letter of Credit (LC) is an irrevocable undertaking issued by a financial institution guaranteeing that a buyer's payment to a seller will be made upon compliant presentation of stipulated transport and commercial documents.

Types of LC Facilities We Consult On:

  • Inland Sight / Usance LC: For domestic raw material and equipment sourcing.
  • Foreign / Import LC: For international procurement compliant with UCP 600 standards.
  • Revolving LC: For recurring supply contracts with established domestic vendors.
  • Back-to-Back LC: For merchant traders and intermediary export houses.

Frequently Asked Questions

An inland LC is used for commercial transactions between buyers and sellers within India under domestic banking regulations. A foreign (import) LC is used for international procurement following ICC Uniform Customs and Practice (UCP 600) rules.

A Sight LC requires the issuing bank to make payment immediately upon presentation of compliant shipping documents. A Usance LC allows an agreed credit period (such as 60, 90, or 180 days) before final payment is settled.
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