SME CFO Services is an independent financial advisory and debt syndication firm headquartered at 406 Zodiac Plaza, Navrangpura, Ahmedabad — founded by former commercial bankers to help SMEs, MSMEs, and mid-market corporates across Ahmedabad, Mumbai, and Gujarat access working capital, collateral-free funding, and structured debt at the best possible terms.
Who Is SME CFO Services?
SME CFO Services was built on a simple observation: most SMEs don't get rejected for loans because their business is weak — they get rejected because their loan application isn't structured the way a bank's credit committee expects to see it. As former bankers, the founders built the firm to close exactly that gap.
Founding Leadership
- CA Rochak Jain — Fellow Chartered Accountant (FCA) and Ex-Senior Banker with deep expertise in debt syndication, CMA data preparation, and corporate financial restructuring.
- Yogesh Patel — Senior Ex-Commercial Banker with 15+ years of institutional credit appraisal experience across Standard Chartered Bank, HDFC Bank, Aditya Birla Capital, Edelweiss, and Bajaj Finance.
Track Record
- ₹500+ Crore in debt structured and syndicated
- 350+ SME clients served across sectors and geographies
- 45+ partner banks and NBFCs — PSU and private
What SME CFO Services Does
The firm provides end-to-end debt advisory across nine core services: Working Capital Loans (CC/OD), CGTMSE Collateral-Free Loans, Unsecured Business Loans, Loan Against Property, Export Credit Finance, Letter of Credit, Bank Guarantee, Home Loans & Balance Transfer, and Personal Loans — matching each client to the right lender from a 45+ bank and NBFC network instead of a single relationship bank.
Where SME CFO Services Operates
Headquartered in Ahmedabad, the firm actively serves SMEs and corporates across Ahmedabad, Surat, Vadodara, Rajkot, and the wider Gujarat region, as well as Mumbai and Maharashtra, with a partner network that extends pan-India.
Why SMEs Choose SME CFO Services Over Approaching Banks Directly
- Ex-banker perspective — the team has sat on the credit-approval side, so applications are structured to pre-empt the objections credit committees typically raise
- Multi-bank submission — one structured application reaches multiple pre-screened lenders simultaneously, instead of one bank at a time
- Free initial consultation — eligibility review and a 48-hour preliminary feasibility report at no cost
- No single-lender bias — recommendations are based on which lender fits the client's profile best, not a fixed relationship
Frequently Asked Questions
What does SME CFO Services do?
SME CFO Services is a financial advisory and debt syndication firm that helps SMEs, MSMEs, and corporates secure working capital, collateral-free loans, trade finance, and property-backed funding through a network of 45+ partner banks and NBFCs.
Who founded SME CFO Services?
SME CFO Services was founded by CA Rochak Jain, a Fellow Chartered Accountant and ex-banker, and Yogesh Patel, a senior ex-commercial banker with 15+ years of institutional credit experience at Standard Chartered Bank, HDFC Bank, Aditya Birla Capital, Edelweiss, and Bajaj Finance.
Where is SME CFO Services located?
SME CFO Services is headquartered at 406 Zodiac Plaza, Navrangpura, Ahmedabad 380006, and serves clients across Ahmedabad, Surat, Vadodara, Rajkot, Gujarat, and Mumbai.
Is SME CFO Services a bank or an NBFC?
No — SME CFO Services is an independent financial advisory firm, not a direct lender. It works with 45+ partner banks and NBFCs to help clients secure financing; loan sanction and terms are always at the discretion of the actual lending institution.
How do I contact SME CFO Services?
You can reach SME CFO Services at +91 70147 40625 (primary) or +91 96645 00277, via email at smecfoservices@gmail.com, or through the contact form at smecfoservices.com/contact.
Get in Touch with SME CFO Services
Whether you need working capital, collateral-free funding, trade finance, or a home loan refinance, SME CFO Services offers a free, no-obligation consultation.
📞 +91 70147 40625 (Primary) | +91 96645 00277 (Secondary)
💬 WhatsApp Us | ✉️ smecfoservices@gmail.com
📍 406 Zodiac Plaza, Navrangpura, Ahmedabad 380006
🌐 smecfoservices.com